11. On the next page, enter the email or phone number that you want to use with your Afterpay account, and hit "Continue"
12. Enter the rest of your details to complete your Afterpay account setup
13. Click on Continue
14. Enter the verification code that was sent to your phone
15. Select either the 12-month payment option with low interest, or pay-in-4 with $0 interest! After you click "Continue", you will finalize the payment plan and that's it! No pull on your credit score, no complicated agreements -- simple!